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Credit cards

At best4loans we have rounded up what we feel are the best credit cards for you.

We have selected the credit cards that we believe are the Best 4 Balance Transfers, Best 4 Interest free period and the Best 4 Poor or Impaired Credit.

Best 4 Balance Tranfers:
Virgin Money
Virgin Money credit card

When you take out a Virgin Credit Card, you get more than just a nice piece of plastic.

  • No Annual Fee
  • 0% On balance transfers for 15 months
  • 0% On card purchases for 3 months
  • Up to 50 interest free days on card purchases
  • Typical 15.9% APR variable
  • Manage your account online or over the phone
  • Plus loads of Virgin Discounts

click here to apply

Best 4 Interest Free Period:
Barclaycard Charity Card
Virgin Money credit card

Taking out a Barclaycard Charity Card today will help you and others too.

  • No Annual Fee
  • 0% On balance transfers for six months from account opening (2.5% handling fee applies)
  • 0% On card purchases for six months from account opening
  • £5 donated by us on your first transaction, followed by donations of 0.3% of the amount you spend.
  • Confidential advice if you become an identity theft victim with Barclaycard's Identity Protection Service
  • Manage your account online or over the phone
  • 24 hour helpline

click here to apply

Best 4 Poor or Impaired Credit:
Vanquis Card
Vanquis credit card

New to credit or credit problems in the past? Vanquis is for you.

  • no annual fee
  • up to 56 days interest free on purchases
  • free additional cardholder
  • free fraud monitoring - Vanquis warn you of any suspicious activity on your account
  • Chip & PIN technology for added security whenever you use your card
  • Visa is widely accepted in the UK and abroad
  • Convenient for paying online and over the phone
  • Typical 39.9% APR variable

click here to apply

RATES FROM 7.9% APR TO 150% APR VARIABLE. TYPICAL APR OF 35%. OUR HIGHEST RATE IS FOR CUSTOMERS WITH SEVERE CREDIT PROBLEMS. WE ONLY PLACE SMALL LOAN SIZES OF UP TO £500 AT THESE RATES OF INTEREST.

IF YOU ARE A HOMEOWNER LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.