Car Finance

Not sure of the difference between a car loan, car finance, car leasing, or personal contract hire, or hire purchase? Make a simple on line application and let us discuss the best and easiest option for you.

Best4loans make car finance as easy as 1-2-3:

At best4loans we have some amazing personal contract purchasing and car leasing offers. Personal contract purchasing can be an ideal way of financing the vehicle of your dreams if you have a fair to good credit rating.

Personal contract purchasing (or PCP) is where you pay a fixed monthly fee for a set period of time (usually 3 years). At the end of this period, you can either return the vehicle with no obligation, or purchase the remaining share of the vehicle for an agreed fee.

Typical examples of car leasing prices - All makes and models available

If you have a poor credit history we can still help you by arranging for you to be pre-approved for car finance at a car supermarket in your area. In doing this we can save you the risk and heart brake of choosing a vehicle you want before getting declined for the finance. Allow us to ensure you are pre-approved and in a position to make a purchase if you see a vehicle you like.

We understand purchasing a car can be daunting, and that there is always an element of risk when purchasing a second hand car. We always recommend that you purchase a car from a reputable dealer, or if purchasing privately that you get the RAC to thoroughly check your vehicle prior to purchase.

RATES FROM 7.9% APR TO 150% APR VARIABLE. TYPICAL APR OF 35%. OUR HIGHEST RATE IS FOR CUSTOMERS WITH SEVERE CREDIT PROBLEMS. WE ONLY PLACE SMALL LOAN SIZES OF UP TO £500 AT THESE RATES OF INTEREST.

IF YOU ARE A HOMEOWNER LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.